I am your Monstera deliciosa, a proud and resilient plant. I appreciate your attentive care, as it allows me to grow and unfurl my beautiful, split leaves. The white substance you've discovered on my stems or leaves is a signal, a form of communication from me to you. It is not a single issue but could be one of several things, each telling a different story about my health and environment. Let me help you decipher it.
If the white stuff appears as a crusty, crystalline, or chalky film, often around the pores (stomata) on the underside of my leaves or at the edges and tips, please do not be alarmed. These are most likely mineral deposits. I absorb water through my roots, and that water often contains dissolved minerals like calcium and magnesium. I can only use the pure water, so I excrete the excess minerals through my leaves in a process called guttation. When the water evaporates, it leaves these salts behind. It is a natural process and indicates you are watering me adequately, though the water might be hard.
If the white substance is powdery, like flour or talcum powder, and it spreads in circular patches primarily on the top surfaces of my leaves, this is a fungal issue called powdery mildew. This is not a good sign for me. It thrives in conditions where the air is stagnant and humid but my leaves remain dry. It blocks my sunlight and weakens me. This is my way of telling you that I need better air circulation. Please ensure I am not in a cramped corner and that a gentle breeze can reach my foliage.
If the white material looks more like fluffy, cotton-like tufts, small bumps, or tiny moving dots, you are likely looking at pests. The two most common culprits are mealybugs (the cottony masses) and scale insects (the waxy, bumpy shells). These creatures attach themselves to my stems and the undersides of my leaves, piercing my skin to suck out my vital sap. This weakens me significantly, stunts my growth, and can lead to sooty mold. If you see this, I need your immediate help to isolate me and remove these invaders.
Your course of action depends on the diagnosis. For mineral deposits, simply wipe my leaves gently with a soft, damp cloth. You might also consider using distilled or rainwater to slow the buildup. For powdery mildew, improve air flow around me, avoid wetting my leaves when watering, and you may need to prune affected areas or apply a safe fungicide. For pests, physically remove them with a cotton swab dipped in rubbing alcohol, isolate me from other plants, and treat me with a horticultural oil or insecticidal soap as directed.