From my perspective as a cactus, the absolute best time for you to consider repotting me is during my dormant period. For most of my kind, this coincides with the late winter or very early spring, just before I sense the days lengthening and temperatures warming. During my dormancy, my metabolic processes slow down significantly. I am not actively growing new stems or roots, and my water requirements are at their lowest. This period of rest is the perfect time for the potentially stressful event of repotting because it causes the least interruption to my annual cycle. You are working with me, not against my natural rhythm.
The repotting process inevitably disturbs my root system. Even with the most careful hands, some of my finer, hair-like roots will be damaged or broken. If this were to happen at the peak of my growing season in summer, it would be a significant setback. I would be trying to support existing growth and produce new growth while simultaneously having to expend a huge amount of stored energy to repair my damaged roots. By repotting me during dormancy, this root damage occurs when I am already in a state of suspended animation. I can focus all my resources on healing these root abrasions and even beginning to explore the new soil environment without the competing demand of supporting top growth.
My relationship with water is a cautious one. Fresh potting mix holds moisture, and any damage to my roots makes me more susceptible to rot if conditions are not ideal. Repotting me in the height of summer, when I am actively drinking, might seem logical, but the combination of heat, damp soil, and damaged roots can create a dangerous environment for pathogenic fungi. Conversely, repotting me in the deep winter when the soil is very cold and stays wet for too long is equally risky, as my roots can succumb to rot before I even break dormancy. The late winter/early spring sweet spot usually offers milder temperatures that allow the fresh soil to dry out at a safe, moderate pace, giving my wounded roots a chance to callus over in a stable environment.
The timing of a late dormancy repot sets me up for spectacular success. Once the task is complete and I am settled in my new, nutrient-rich home, the environmental cues of warmer weather and longer days will signal me to break my dormancy. I will awaken with a fresh root system that has already begun to heal and is ready to expand into the new space. The available resources in the new soil will be perfectly timed to fuel a burst of new growth. I will be able to channel all the energy I conserved during my rest into producing healthy new areoles, spines, and perhaps even a flower bud, all because you gave me a stable foundation right before my most active period.